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Financing An SCA Education

A PreK-12 Educational Loan is a specialized loan that allows parents to borrow for up to 100% of the school-certified annual cost with repayment terms of 24 months or longer at very competitive interest rates.  These programs generally do not charge an application fee or prepayment penalties.  As with many low interest rate loans, the applicant’s credit should be in the very good to excellent range, but if the applicant has a co-signer with very strong credit, the application is 4x more likely to be approved than without the co-applicant.  A strong co-applicant also means there is still a chance for loan approval even when the applicant’s credit is merely good or average.

SCA has partnered with Your Tuition Solution through LendingClub Bank to offer you a streamlined application process with decisions generally made in under 2 hours and never requiring longer than 48.  Below are the advantages of an educational loan through our partner:

  1. You must search for the educator, St. Catharine Academy (“SCA”), in the Bronx, NY and associate the loan application with our School.  Loans range from $1,000 and up to the full tuition and the approved amount is automatically wired to SCA after we certify your application.
  2. Repayment terms are offered from 24, 36, 48, 60, 72 and 84 months and no prepayment penalties.
  3. Current interest rate range between 3.99% - 30.99% APR based on the amount financed and your and/or your co-applicant's credit history.
  4. Auto-pay and paperless billing options can reduce your interest rate.

Click to learn more and apply for a PreK-12 education loan with Your Tuition Solution through LendingClub Bank.

As an alternative, you can apply directly to LightStream to finance from $5,000 up to 100% of your daughter's SCA tuition by visiting  There is no requirement to find your educator, SCA, and associate the School with your loan application.

The LightStream PreK-12 Educational Loan offers variable-term loans with no pre-payment penalty and this application process too is simple, quick, and most decisions are made within 24 hours.